Buy-To-Let
Looking to invest in property? Whether you're a first-time landlord, expanding your portfolio, or need to Remortgage an existing buy-to-let, ESN Financial Services offers expert, fee-free buy-to-let mortgage advice for both personal and Limited Company ownership.
We work with specialist lenders across the UK to secure the best mortgage for your investment strategy — including purchases, refinancing, portfolio lending, and SPVs (Special Purpose Vehicles). With access to over 80 lenders, we’ll guide you through every step of your landlord journey.
How ESN help Landlords
🏘️ Buy-to-Let Purchases
Get the right mortgage for your first or next investment property — with competitive rates and clear guidance on rental yield requirements.
🔁 Buy-to-Let Remortgages
Looking to raise capital, reduce costs, or remortgage your portfolio? We’ll help you switch to a better deal — including capital raising for further purchases.
🏢 Ltd Company Buy-to-Lets
Many landlords now purchase through a Limited Company (SPV) for tax efficiency. We can help set up the structure and find lenders who specialise in this space.
💼 Portfolio Landlords
If you own 4 or more rental properties, we’ll help structure your borrowing efficiently with portfolio-friendly lenders and custom strategies.
🧠 From first-time investors to seasoned landlords, we deliver expert mortgage advice tailored to your goals — always fee-free.
Ready to get a Buy-to-Let Mortgage?
Whether you're buying your first rental or restructuring your portfolio — we’ll secure the best deal for your needs, with no broker fees.
Buy-to-Let FAQs
Most lenders require at least 20–25% deposit for a BTL property.
Yes — many landlords now use SPVs (Special Purpose Vehicles) to buy property. We work with lenders who specialise in this area and offer competitive company BTL rates.
Absolutely — many landlords Remortgage to raise capital, reduce interest rates, or switch to Ltd company ownership. We’ll find a suitable lender based on your property type and goals.
Yes — many landlords release equity from their residential home to fund the deposit for a buy-to-let property. This involves remortgaging your current home to access the built-up equity, which can then be used as capital for your investment.
💡 Our advisers can assess your affordability and find the most suitable lender to support your property goals.
Not always. While some lenders require you to own your own home, others allow first-time buyers to access buy-to-let deals. We can advise on your eligibility.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Suite 33
Beacon Innovation Centre
Camelot Road
Gorleston-On-Sea
NR31 7RA
01493 446540
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