Whether you're upsizing, downsizing, or simply seeking a change of scenery, navigating the mortgage process can feel like a daunting task. We understand the excitement and challenges that come with moving home, and our team is here to make the transition as smooth and stress-free as possible.
Growing families often need more space, whether it's for additional bedrooms, a larger garden, or more living space to accommodate their changing needs.
Empty nesters or retirees may want to downsize to a smaller property, reducing maintenance costs and freeing up equity for retirement or other purposes.
Major life events such as marriage, divorce, retirement, or the birth of a child can also prompt people to reconsider their housing needs and make a move.
Please reach out to us if you cannot find an answer to your question.
Yes — many mortgages are “portable,” which means you may be able to take your current deal with you. We’ll assess whether this is the most cost-effective option.
This depends on your income, existing mortgage balance, deposit from your current home’s equity, and your new property’s value. We’ll run full affordability checks to give you clarity.
Typical costs include estate agent fees, legal fees, mortgage arrangement fees, and stamp duty (if applicable). We'll help you understand the full picture and reduce any avoidable expenses.
Yes — depending on your equity and lender criteria, we may still be able to help. We work with a wide panel of lenders, including those who accept less-than-perfect credit.
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Suite 33
Beacon Innovation Centre
Camelot Road
Gorleston-On-Sea
NR31 7RA
01493 446540
Start your Fees-free Mortgage journey today with ESN Financial services.