Protect What Matters Most with Life Insurance
Life is unpredictable — your protection doesn’t have to be.
At ESN Financial Services, we help individuals and families secure affordable, personalised life insurance cover that provides peace of mind and financial protection when it matters most. Whether you're a first-time buyer protecting your mortgage, a parent looking after your family’s future, or self-employed and seeking security, our advice is always tailored and always fee-free.
💡 What Is Life Insurance?
Life insurance is a policy that pays out a lump sum or regular income to your loved ones if you pass away during the term of the policy. It can help cover:
- Outstanding mortgage balances
- Day-to-day living expenses
- Funeral cost
- Children's education
- Inheritance planning
🌱 Why Life Insurance Is So Important
Say something interesting about your business her
Without a life insurance plan:
- Your family may struggle to keep up with mortgage payments
- Loved ones might need to rely on savings or borrow money
- Debts or financial obligations could be left unpaid
🛠️ How Life Insurance Works
Choose your cover – term life, whole of life, or decreasing term for mortgages
Set the benefit – decide how much your family should receive
Choose the policy length – 5 to 40 years depending on your needs
Pay monthly premiums – affordable options tailored to your budget
Make a claim – in the event of death or terminal illness, the provider pays out
Get your Free Life Insurance Quote
No fees, no pressure — just protection that fits.
Life Insurance FAQs
While not a legal requirement, many mortgage lenders strongly recommend it. Life insurance can pay off the outstanding mortgage so your family won’t lose the home.
This depends on your income, debts, number of dependents, and goals. We’ll help you work out a realistic, affordable level of cover.
Yes — many insurers accept applicants with pre-existing conditions. We’ll find the most suitable provider for your health profile.
Most life insurance pay-outs are free from income and capital gains tax. Writing your policy in trust may also help — ask us for details.
Copyright © 2024 ESN Financial Services - All Rights Reserved.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
ESN Financial Services are Directly Authorised and Regulated by the Financial Conduct Authority (FCA)
Suite 33
Beacon Innovation Centre
Camelot Road
Gorleston-On-Sea
NR31 7RA
01493 446540
Save £500* on Mortgage Broker Fees
Start your Fees-free Mortgage journey today with ESN Financial services.